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From: "George Ebbs" <georges93@sbcglobal.net>
To: "Undisclosed Recipients" <george@okmustangs.com>
Subject: New ways of STEALING...This is a MUST READ
Date: Sat, 23 Jul 2011 08:09:54 -0500
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I feel this is something we all need to know.

George Ebbs =20
Assistant Communications Director
Oklahoma Mustang Club
george@okmustangs.com
405-640-0299
www.okmustangs.com
=20
=20

=20

=20

        =20

        =20

        =20

        =20

        =20

        =20


                          New way of STEALING...=20

                          ESPECIALLY LOOK AT SCENE THREE...=20


                                 =20

                                 =20

                                Be sure to read Scene 3. Quite =
interesting.=20

                                This is a new one. People sure stay busy =


                                Trying to cheat us, don't they?   =20


                                 =20

                                SCENE 1.  =20

                                A friend went to the local gym and =
placed his belongings in the locker. After the workout and a shower, he =
came out, saw the locker open, and thought to himself, 'Funny, I thought =
I locked the locker...=20


                                 =20

                                Hmm, 'He dressed and just flipped the =
wallet to make sure all was in order.=20


                                 =20

                                Everything looked okay - all cards were =
in place...=20


                                 =20

                                A few weeks later his credit card bill =
came - a whooping bill of $14,000!=20


                                 =20

                                He called the credit card company and =
started yelling at them, saying that he did not make=20

                                the transactions.=20


                                 =20

                                Customer care personnel verified that =
there was no mistake in the system and asked=20

                                if his card had been stolen... =20


                                 =20

                                'No,' he said, but then took out his =
wallet, pulled out the credit card, and yep -=20

                                you guessed it - a switch had been made. =



                                 =20

                                An expired similar credit card from the =
same bank was in the wallet.=20


                                 =20

                                The thief broke into his locker at the =
gym and switched cards.=20


                                 =20

                                Verdict: The credit card issuer said =
since he did not report the card missing earlier,=20

                                he would  have to pay the amount owed to =
them.=20


                                 =20

                                How much did he have to pay for items he =
did not buy? =20


                                 =20

                                $9,000!  Why were there no calls made to =
verify the amount swiped?=20

                                Small amounts rarely trigger a 'warning =
bell' with some credit card companies.=20

                                It just so happens that all the small =
amounts added up to big one!  =20

                                =
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=20


                                 =20

                                SCENE 2.  =20

                                A man at a local restaurant paid for his =
meal with his credit card.=20


                                 =20

                                The bill for the meal came, he signed it =
and the waitress folded the receipt and passed the credit card along.=20


                                 =20

                                Usually, he would just take it and place =
it in his wallet or pocket. Funny enough, though, he actually took a =
look at the card and, lo and behold, it was the expired card of another =
person.=20


                                 =20

                                He called the waitress and she looked =
perplexed.=20


                                 =20

                                She took it back, apologized, and =
hurried back to the counter under the watchful eye of the man.=20


                                 =20

                                All the waitress did while walking to =
the counter was wave the wrong expired card to the counter cashier, and =
the counter cashier immediately looked down and took out the real card.=20


                                 =20

                                No exchange of words --- nothing!  She =
took it and came back to the man with an apology..=20


                                 =20

                                Verdict:   Make sure the credit cards in =
your wallet are yours.=20


                                 =20

                                Check the name on the card every time =
you sign for something and/or the card is taken=20

                                away for even a short period of time.=20


                                 =20

                                Many people just take back the credit =
card without even looking at it, 'assuming'=20

                                that it has to be theirs.=20


                                 =20


                                 =20

                                FOR YOUR OWN SAKE, DEVELOP THE HABIT OF =
CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A =
TRANSACTION! =20

                                =
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D =20


                                 =20

                                SCENE 3:  =20

                                Yesterday I went into a pizza restaurant =
to pick up an order that I had called in.=20


                                 =20

                                I paid by using my Visa Check Card =
which, of course, is linked directly to my checking=20

                                Account.=20


                                 =20

                                The young man behind the counter took my =
card, swiped it, then laid it on the counter as=20

                                he waited for the approval, which is =
pretty standard procedure.=20


                                 =20

                                While he waited, he picked up his cell =
phone and started dialing.=20


                                 =20

                                I noticed the phone because it is the =
same model I have, but nothing seemed out of the ordinary.=20

                                Then I heard a click that sounded like =
my phone sounds when I take a picture.=20


                                 =20

                                He then gave me back my card but kept =
the phone in his hand as if he was still=20

                                pressing buttons.=20


                                 =20

                                Meanwhile, I'm thinking: I wonder what =
he is taking a picture of,  oblivious to what was=20

                                really going on.=20


                                 =20

                                It then dawned on me: the only thing =
there was my credit card, so now I'm paying close attention to what he =
is doing..=20


                                 =20

                                He set his phone on the counter, leaving =
it open.=20


                                 =20

                                About five seconds later, I heard the =
chime that tells you that the picture has been saved.=20


                                 =20

                                Now I'm standing there struggling with =
the fact that this boy just took a picture of my credit card.=20


                                 =20

                                Yes, he played it off well, because had =
we not had the same kind of phone, I probably would never have known =
what happened.=20


                                 =20

                                Needless to say, I immediately cancelled =
that card as I was walking out of the pizza parlor.=20


                                 =20

                                All I am saying is, be aware of your =
surroundings at all times.=20


                                 =20

                                Whenever you are using your credit card =
take caution and don't be careless.=20


                                 =20


                                 =20

                                Notice who is standing near you and what =
they are doing when you use your card.=20


                                 =20

                                Be aware of phones, because many have a =
camera phone these days.=20


                                 =20


                                 =20

                                FORWARD THIS TO AS MANY PEOPLE=20

                                AS YOU CAN THINK OF. LET'S GET THE WORD =
OUT! JUST BE AWARE=20

                                Never let your card out of your =
sight.....check and check again! =20


                                 =20

                                Scary isn't it.....=20
                                =20
                                =20
                                =20
                                =20
                                =20
                                =20
                                =20
                                =20
                                =20
                                =20
                              =20
                        =20

------------------------------------------------------------


                    Checked by AVG - www.avg.com
                    Version: 10.0.1375 / Virus Database: 1509/3667 - =
Release Date: 05/29/11=20
                  =20
            =20
    =20

=20

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<DIV><FONT face=3D"Arial Narrow">I feel this is something we all need to =

know.</FONT></DIV>
<DIV>&nbsp;</DIV>
<DIV>George Ebbs&nbsp; <BR>Assistant Communications Director<BR>Oklahoma =
Mustang=20
Club<BR><A=20
href=3D"mailto:george@okmustangs.com">george@okmustangs.com</A><BR>405-64=
0-0299<BR><A=20
href=3D"http://www.okmustangs.com">www.okmustangs.com</A></DIV>
<DIV style=3D"FONT: 10pt arial"><o:p>&nbsp;</o:p></DIV>
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                          SCENE THREE...</SPAN></I></B><SPAN=20
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PADDING-LEFT: 0in; PADDING-RIGHT: 0in; PADDING-TOP: 0in"=20
                                vAlign=3Dtop>
                                <TABLE class=3DMsoNormalTable border=3D0 =

                                cellSpacing=3D0 cellPadding=3D0>
                                <TBODY>
                                <TR>
                                <TD=20
                                style=3D"PADDING-BOTTOM: 0in; =
PADDING-LEFT: 0in; PADDING-RIGHT: 0in; PADDING-TOP: 0in"=20
                                vAlign=3Dtop>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black">&nbsp; =
</SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <TABLE style=3D"MARGIN-LEFT: 21pt"=20
                                class=3DMsoNormalTable border=3D0 =
cellSpacing=3D0=20
                                cellPadding=3D0>
                                <TBODY>
                                <TR>
                                <TD=20
                                style=3D"PADDING-BOTTOM: 0in; =
PADDING-LEFT: 0in; PADDING-RIGHT: 0in; PADDING-TOP: 0in"=20
                                vAlign=3Dtop>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: #0d0d0d; FONT-SIZE: =
18pt">Be sure=20
                                to read Scene 3. Quite interesting.=20
                                </SPAN></I></B><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: #0d0d0d; FONT-SIZE: =
18pt">This is=20
                                a new one. People sure stay =
busy</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: #0d0d0d; FONT-SIZE: =
18pt">Trying=20
                                to cheat us, don't they?&nbsp;=20
                                </SPAN></I><I><SPAN=20
                                style=3D"COLOR: #0d0d0d; FONT-SIZE: =
13.5pt">&nbsp;</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">SCENE=20
                                1.</SPAN></I></B><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">&nbsp;</SPAN></I><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">&nbsp;</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">A friend=20
                                went to the local gym and placed his =
belongings=20
                                in the locker. After the workout and a =
shower,=20
                                he came out, saw the locker open, and =
thought to=20
                                himself, 'Funny, I thought I locked the=20
                                locker...</SPAN></I><SPAN =
style=3D"COLOR: black">=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Hmm, 'He=20
                                dressed and just flipped the wallet to =
make sure=20
                                all was in order. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Everything=20
                                looked okay - all cards were in place... =

                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">A few=20
                                weeks later his credit card bill came - =
a=20
                                whooping bill of $14,000! =
</SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">He called=20
                                the credit card company and started =
yelling at=20
                                them, saying that he did not=20
                                make</SPAN></I><SPAN style=3D"COLOR: =
black">=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">the=20
                                transactions. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Customer=20
                                care personnel verified that there was =
no=20
                                mistake in the system and =
asked</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">if his=20
                                card had been stolen...&nbsp; =
</SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">'No,' he=20
                                said, but then took out his wallet, =
pulled out=20
                                the credit card, and yep =
-</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">you=20
                                guessed it - a switch had been=20
                                made.</SPAN></I><SPAN style=3D"COLOR: =
black">=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">An expired=20
                                similar credit card from the same bank =
was in=20
                                the wallet. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">The thief=20
                                broke into his locker at the gym and =
switched=20
                                cards. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">Verdict:=20
                                </SPAN></I></B><B><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">The credit=20
                                card issuer said since he did not report =
the=20
                                card missing earlier, =
</SPAN></I></B><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">he would=20
                                </SPAN></I></B><B><I><SPAN=20
                                style=3D"COLOR: =
black">&nbsp;</SPAN></I></B><B><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">have to=20
                                pay the amount owed to them.=20
                                </SPAN></I></B><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">How much did=20
                                he have to pay for items he did not =
buy?&nbsp;=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><U><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">$9,000!</SPAN></U></I></B><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">&nbsp; Why=20
                                were there no calls made to verify the =
amount=20
                                swiped? </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">Small=20
                                amounts rarely trigger a 'warning bell' =
with=20
                                some credit card companies. =
</SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: 18pt">It =
just so=20
                                happens that all the small amounts added =
up to=20
                                big one! </SPAN></I><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">&nbsp;</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">SCENE=20
                                2</SPAN></I></B><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: 18pt">.=20
                                </SPAN></I><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">&nbsp;</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">A man at a=20
                                local restaurant paid for his meal with =
his=20
                                credit card. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">The bill=20
                                for the meal came, he signed it and the =
waitress=20
                                folded the receipt and passed the credit =
card=20
                                along. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Usually,=20
                                he would just take it and place it in =
his wallet=20
                                or pocket. Funny enough, though, he =
actually=20
                                took a look at the card and, lo and =
behold, it=20
                                was the expired card of another person.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">He called=20
                                the waitress and she looked perplexed.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">She took=20
                                it back, apologized, and hurried back to =
the=20
                                counter under the watchful eye of the =
man.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">All the=20
                                waitress did while walking to the =
counter was=20
                                wave the wrong expired card to the =
counter=20
                                cashier, and the counter cashier =
immediately=20
                                looked down and took out the real card.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">No=20
                                exchange of words --- nothing!&nbsp; She =
took it=20
                                and came back to the man with an =
apology..=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">Verdict:</SPAN></I></B><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">&nbsp;&nbsp;=20
                                <B>Make sure the credit cards in your =
wallet are=20
                                yours. </B></SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Check the=20
                                name on the card every time you sign for =

                                something and/or the card is=20
                                taken</SPAN></I><SPAN style=3D"COLOR: =
black">=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">away for=20
                                even a short period of time. =
</SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Many=20
                                people just take back the credit card =
without=20
                                even looking at it, =
'assuming'</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">that it=20
                                has to be theirs. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">FOR YOUR=20
                                OWN SAKE, DEVELOP THE HABIT OF CHECKING =
YOUR=20
                                CREDIT CARD EACH TIME IT IS RETURNED TO =
YOU=20
                                AFTER A =
TRANSACTION!</SPAN></I></B><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">&nbsp;</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D</SPAN></I><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
13.5pt">&nbsp;</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><U><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
24pt">SCENE 3:=20
                                </SPAN></U></I></B><B><I><U><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
24pt">&nbsp;</SPAN></U></I></B><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Yesterday=20
                                I went into a pizza restaurant to pick =
up an=20
                                order that I had called in. =
</SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">I paid by=20
                                using my Visa Check Card which, of =
course, is=20
                                linked directly to my =
checking</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Account.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">The young=20
                                man behind the counter took my card, =
swiped it,=20
                                then laid it on the counter =
as</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">he waited=20
                                for the approval, which is pretty =
standard=20
                                procedure. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">While he=20
                                waited, he picked up his cell phone and =
started=20
                                dialing. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">I noticed=20
                                the phone because it is the same model I =
have,=20
                                but nothing seemed out of the ordinary.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Then I=20
                                heard a click that sounded like my phone =
sounds=20
                                when I take a picture. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">He then=20
                                gave me back my card but kept the phone =
in his=20
                                hand as if he was still</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">pressing=20
                                buttons. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Meanwhile,=20
                                I'm thinking: I wonder what he is taking =
a=20
                                picture of,&nbsp; oblivious to what=20
                                was</SPAN></I><SPAN style=3D"COLOR: =
black">=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">really=20
                                going on. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">It then=20
                                dawned on me: the only thing there was =
my credit=20
                                card, so now I'm paying close attention =
to what=20
                                he is doing.. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">He set his=20
                                phone on the counter, leaving it open.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">About five=20
                                seconds later, I heard the chime that =
tells you=20
                                that the picture has been saved.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Now I'm=20
                                standing there struggling with the fact =
that=20
                                this boy just took a picture of my=20
                                credit</SPAN></I><I><SPAN=20
                                style=3D"COLOR: =
black">&nbsp;</SPAN></I><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">card.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Yes, he=20
                                played it off well, because had we not =
had the=20
                                same kind of phone, I probably would =
never have=20
                                known what happened. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Needless=20
                                to say, I immediately cancelled that =
card as I=20
                                was walking out of the pizza parlor.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">All I am=20
                                saying is, be aware of your surroundings =
at all=20
                                times. </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Whenever=20
                                you are using</SPAN></I><I><SPAN=20
                                style=3D"COLOR: =
black">&nbsp;</SPAN></I><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">your=20
                                credit card take caution and don't be =
careless.=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Notice who=20
                                is standing near you and what they are =
doing=20
                                when you use your card. </SPAN></I><SPAN =

                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">Be aware=20
                                of phones, because many have a camera =
phone=20
                                these days.</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: =
18pt">FORWARD THIS=20
                                TO AS MANY PEOPLE</SPAN></I><SPAN=20
                                style=3D"COLOR: black"> =
<o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><I><SPAN=20
                                style=3D"COLOR: red; FONT-SIZE: 18pt">AS =
YOU CAN=20
                                THINK OF. LET'S GET THE WORD OUT! JUST =
BE AWARE=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: maroon; FONT-SIZE: =
18pt">Never let=20
                                your card out of your sight.....check =
and check=20
                                again!</SPAN></I></B><I><SPAN=20
                                style=3D"COLOR: black; FONT-SIZE: =
18pt">&nbsp;=20
                                </SPAN></I><SPAN=20
                                style=3D"COLOR: =
black"><o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><SPAN=20
                                style=3D"COLOR: black"><BR>&nbsp;=20
                                <o:p></o:p></SPAN></P>
                                <DIV>
                                <P class=3DMsoNormal><B><I><SPAN=20
                                style=3D"COLOR: teal; FONT-SIZE: =
36pt">Scary isn't=20
                                it.....</SPAN></I></B><SPAN=20
                                style=3D"COLOR: black">=20
                                =
<o:p></o:p></SPAN></P></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></D=
IV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DI=
V></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV=
></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV>=
</DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV><=
/DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></=
DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></D=
IV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DI=
V></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV=
></DIV></DIV></DIV></DIV></TD></TR></TBODY></TABLE></DIV></TD></TR></TBOD=
Y></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR><=
/TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD><=
/TR></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></TD></TR></TBODY></T=
ABLE></TD></TR></TBODY></TABLE></DIV></DIV></DIV></TD></TR></TBODY></TABL=
E>
                    <DIV>
                    <DIV style=3D"TEXT-ALIGN: center" class=3DMsoNormal=20
                    align=3Dcenter><SPAN style=3D"COLOR: black">
                    <HR style=3D"COLOR: #a0a0a0" align=3Dcenter SIZE=3D1 =
width=3D"100%"=20
                    noShade>
                    </SPAN></DIV>
                    <DIV>
                    <P class=3DMsoNormal><SPAN style=3D"COLOR: =
black"><BR>Checked by=20
                    AVG - <A href=3D"http://www.avg.com/"=20
                    target=3D_blank>www.avg.com</A><BR>Version: =
10.0.1375 / Virus=20
                    Database: 1509/3667 - Release Date: 05/29/11=20
                    =
<o:p></o:p></SPAN></P></DIV></DIV></DIV></TD></TR></TBODY></TABLE></DIV><=
/TD></TR></TBODY></TABLE></DIV></DIV></DIV></DIV></BLOCKQUOTE></TD></TR><=
/TBODY></TABLE>
<P=20
class=3DMsoNormal><o:p>&nbsp;</o:p></P></DIV></DIV></DIV></DIV></DIV></DI=
V></DIV></DIV></BODY></HTML>

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